TRANSPARENCY & DISCLOSURE

Disclaimer

Important information about the loan information, calculators, comparisons and other financial content available through Suryoday Capital.

Last Updated: 22 May 2023
PLEASE READ BEFORE PROCEEDING

Information on this website is provided for general informational purposes.

The information presented on Suryoday Capital is intended to help users understand loan products, eligibility factors, interest rates, fees, repayment terms and related financial concepts. It should not be treated as a guarantee, promise, financial approval or personalised financial advice.

01

Lender Decision

Suryoday Capital does not guarantee approval of any loan. Where an application is connected with a lender, the applicable lender independently evaluates the application and determines eligibility, approval and applicable loan terms.

02

Interest Rates & Charges

Interest rates, APR, processing fees, taxes, late payment charges, prepayment or foreclosure charges and other costs may vary by lender, product and applicant profile. Always check the current terms provided by the applicable lender.

03

Calculators & Estimates

EMI, eligibility and other calculator results are estimates generated using the information entered by the user. They are provided for illustration only and may differ from the actual loan terms or repayment schedule offered by a lender.

04

Loan Documents

Before accepting a loan, users should carefully review the applicable Key Facts Statement (KFS), sanction letter, loan agreement, repayment schedule and other documents provided by the lender.

05

Eligibility Information

Eligibility information displayed on this website is general in nature. Actual eligibility may depend on income, employment or business profile, credit history, existing obligations, repayment capacity, documentation and lender-specific criteria.

06

Information Accuracy

We aim to present information clearly and responsibly. However, financial products, rates, fees, eligibility criteria and regulatory requirements may change. Users should verify applicable information from the relevant lender and official documents before making a financial decision.

NO GUARANTEED APPROVAL

Applying for a loan does not guarantee approval or disbursement.

Suryoday Capital does not promise or guarantee a particular loan amount, interest rate, tenure, approval, processing time or disbursement. Any such decision remains subject to the applicable lender's assessment, verification and terms.

IMPORTANT INFORMATION

Third-Party Lenders & Services

Some loan information, products, offers or application journeys available through this website may relate to third-party lenders or financial service providers. Where applicable, those providers are responsible for their own products, eligibility assessment, approval decisions, pricing, documentation, disbursement and customer service according to their respective terms.

The presence of a loan option or lender-related information on this website does not by itself mean that a loan will be approved or that any particular terms will be available to every user.

RESPONSIBLE INFORMATION

Not Financial, Legal or Tax Advice

Information published on Suryoday Capital is intended for general educational and informational purposes. It should not be considered financial, legal, tax, investment or professional advice.

Users should consider their own financial circumstances and, where appropriate, seek advice from a qualified professional before taking financial decisions.

EXTERNAL INFORMATION

Third-Party Websites & Links

This website may contain links to websites or services operated by third parties. These links may be provided for convenience or additional information. Suryoday Capital is not responsible for the content, availability, privacy practices or terms of third-party websites unless expressly stated otherwise.

YOUR RESPONSIBILITY

Review Before You Borrow

Before proceeding with any loan application, carefully review the applicable lender's interest rate, APR where applicable, processing fee, taxes, EMI, tenure, late payment charges, prepayment or foreclosure conditions and all other applicable costs.

Do not rely solely on information displayed on this website when making a borrowing decision. The final and legally applicable terms are those provided in the relevant lender documents and agreements.

Suryoday Capital does not guarantee loan approval, loan amount, interest rate, repayment tenure, processing time or disbursement. All loan-related decisions and applicable terms are subject to the relevant lender, product criteria, applicant eligibility, verification and final contractual documents.

vectorFrequently Asked Questions

Get Answers to Common Questions

Find answers to common questions about loan options, eligibility, documents, interest rates, repayment and the application process.

You can explore available loan options by reviewing information such as loan amount, interest rate, applicable fees, tenure and eligibility criteria. You should compare the applicable terms and review the lender's final documents before proceeding.

Commonly requested documents may include identity proof, address proof, PAN, income-related documents and bank account details. The exact documents can vary depending on the loan product, lender and applicant profile. Additional documents may also be requested during verification.

Eligibility may depend on factors such as income, employment or business profile, credit history, existing obligations, requested loan amount and repayment capacity. The applicable lender determines the final eligibility according to its assessment criteria.

No. Submitting an enquiry or loan application does not guarantee approval. The applicable lender independently evaluates the application and decides whether to approve or decline it based on its eligibility criteria, verification and applicable lending terms.

Interest rates are generally determined by the applicable lender based on its pricing policy, product terms, applicant profile and assessment. Any available rate or offer should be reviewed in the applicable loan documents before acceptance.

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